Home Loans and Mortgages
Home Loans | First Home Buyers
We can guide you through the process of obtaining your first mortgage. Did you know that you can buy your first home with as little as 5% deposit? Talk to us to find out if you are eligible and what you need to do get yourself into your first home.
Did you know that you can use your Kiwisaver funds (your own contributions, your employer's contributions and any returns) to purchase your first home? Conditions apply. We can assist you to see if you are eligible under the First Home Buyers Withdrawal Option. You may also be eligible for the First Home Buyers Subsidy of up to $5000.00!!
Home Loans | Pre-approvals
Find out what you can afford to borrow before you start the house hunting process. We can help with a free pre-approval so you can begin searching for the perfect property in the right price range.
Refinancing Your Home Loan or Mortgage
Are you dissatisfied with your existing bank? Can you possibly get a better deal elsewhere? We can either assist with a refinance on your behalf, or perhaps negotiate with your current lender to save you money.
Refixing Your Home Loan or Mortgage
We can negotiate your new interest rate on your behalf. Many clients feel uncomfortable negotiating with their bank directly. We do this all the time and will push for the best interest rate and overall deal. Take the hassle out of reviewing your lending, let us do the work for you.
Loan Top Ups | Debt Consolidation
Do you need finance to renovate your home, pay off debts, purchase a new car? We can assist you with a loan top up through your existing lender.
Servicing the Greater Wellington Region…Plus More
Kapiti Mortgages and Insurance is based in Paraparaumu, on the Kapiti Coast. We service and support clients throughout the greater Wellington region including Paraparaumu, Kapiti Coast, Wellington city, Porirua, Lower Hutt, Upper Hutt and the Horowhenua region. We also service clients around the rest of NZ and worldwide by e-mail and phone.