What our clients say:

“Lisa and the team are nothing short of brilliant. Lisa is so knowledgeable in her field, and is so professional. I have purchased 3 homes with Lisa and I tell anyone who is asking about mortgage brokers, that they must check Lisa out. I cannot praise Lisa enough for all she has done for me.”


“My partner and I are first home buyers and were in over our heads when it came time to try and buy our first home. After having no luck with a different mortgage broker company, we were recommended to try Lisa O’Neill at Kapiti Mortgages. She has made it an incredibly easy experience for us, always going the extra mile and helping to explain all of the unknown jargon to us. We are so grateful to all of her knowledge, and for making this transition as pleasant as possible- thanks to her wonderful help we are now proud first home owners! Would highly recommend her to anyone.”

Hallie Hayden and Shaun Tunley

“If you’re looking for a mortgage broker that will leave no stone unturned to get you what you want – then Melanie Snaddon at Kapiti Mortgages & Insurance is that broker. She has a wealth of knowledge of how the ‘money lending world’ works and communicated this clearly to us so we knew exactly what our challenges and strengths were from the outset. From our first meeting she was very sincere, listened attentively and then straightaway provided professional and concise plans of action. She is committed and works quickly making every day count. With each step of the process we were kept in the loop -she knew what a stressful time this was for us. My partner and I have highly recommended her to friends and colleagues- we think she is so fantastic we have used her on two different house purchases.”

– B & K Long, Paekakariki

“I first met Kelly 20 years ago when she was my Personal Banker helping me sort out my mortgages and structuring them to my needs. Since then I have always gone to Kelly with my mortgage financing needs and she has never let me down. She joined Kapiti Mortgages at the time that I wanted to restructure my existing mortgage so that it better reflected my current needs, so based on previous experience I went to Kelly for help. And once more she didn’t let me down.  She worked hard to fully understand my needs and what I was trying to achieved. She liaised with several banks to find the best fit for me and also liaised with my accountant to make sure that the structure was aligned to my finances in the best and most compliant way.

Kelly is someone I trust implicitly and have total faith in her ability to not only do the job, but to do it well in an open, honest and professional manner.  Putting my mortgage refinancing in Kelly’s hands not only saved me considerable time, money and effort but resulted in an outcome that I am sure I couldn’t have replicated. Thanks heaps Kelly. I’ll be back when I buy my next house.”

Di Rice

“Due to recent changes as well as an expanding business proposition, I called on Lisa to organize this reasonably difficult mortgage for me.  Right throughout the process Lisa kept me informed via e-mail or phone of how we were progressing. It made the process so much easier to leave Lisa to arrange the finance side – which left me with more time organize the business side. Thanks Lisa for your tireless efforts and a job well done!!”

– Gerome Ellis, Risk & Investment Advisor

“Melanie from Kapiti Mortgages really took the time to listen to our needs as first home buyers. She explained the finance process to us in a professional and non-biased way to help us find and structure a loan that will help us reach our goals. Melanie clearly has a wealth of knowledge and experience in this field and was able to tell us how it is and steer us away from common pitfalls. We really appreciate all of the time and effort that Melanie put into helping us secure our home loan and we’d happily recommend her to anyone looking for a mortgage. Thanks for everything Melanie!”

Robyn & Matt

“We used Lisa from Kapiti Mortgages to help us buy our first house.  So glad I found her as we could not of done it without her.  She made the process so simple and hassle free and explained everything perfectly. Would highly recommend her to everyone.”

Michelle and Wehi

“Melanie, you have made what we anticipated to be a really fraught and nightmarish process, easy and relatively stress free. What with being pregnant I am very appreciative of that!  Should we know of anybody that we feel you would be able to help we will be sure to point them in your direction.”

– S Buller, Waikanae

“We recently had cause to seek the services of Kelly in the refinancing of our house. As we were low income with a low credit rating we were not the banks cup of tea. The first bank came back with a no! But with Kelly’s help and guidance she was able to bring us a great deal, which allowed us to finish our renovations and take the house to market. Without Kelly’s help this would not have been possible. We would highly recommend Kelly’s financial help and guidance for anyone seeking a mortgage.”

– Ric Austin and Suzette Ormsby, Waikanae