Kapiti Mortgages & Insurance

Kapiti Mortgages & Insurance was established in 2006 and together our team has over 50 years combined industry experience. This means that when you deal with Kapiti Mortgages & Insurance, you can be certain you will receive professional, expert advice.

And while it may seem a cliché, our clients really do come first!

We understand that it can be a stressful process, so our goal is to make things as easy as possible for you. We will provide you with the best possible service and aim to get you the best terms on your home loan, or insurance policy.

Best of all, our service is nearly always free! What is there to lose?

Don’t take our word for it, give us a try, you won’t be sorry!

Independent & Experienced Team

Local knowledge of Kapiti/Wellington/Horowhenua

Based in Kapiti since 2006

Lisa O’Neill
Mobile: 027 210 2223

Email: lisa@kapitimortgages.co.nz

Financial Adviser
Lending and Insurance Specialist
Director of Kapiti Mortgages & Insurance Limited

Taryn O’Connor
Mobile: 027 710 2227

Email: taryn@kapitimortgages.co.nz

Financial Adviser
Lending Specialist

Kelly Ruiterman
Mobile: 027 710 2228

Email: kelly@kapitimortgages.co.nz

Financial Adviser
Lending Specialist

Carolyn Rigarlsford
Mobile: 027 296 9999

Email: carolyn@kapitimortgages.co.nz

Financial Adviser
Insurance Specialist/Mortgage Support

Hannah Stokes
Mobile: 021 1400 595

Email: hannah@kapitimortgages.co.nz

Financial Adviser
Insurance Specialist

Riana DeMenech
Mobile: 027 258 9937

Email: riana@kapitimortgages.co.nz

Financial Adviser
Lending Specialist

Servicing The Greater Wellington Region…Plus More

Kapiti Mortgages and Insurance is based in Paraparaumu, on the Kapiti Coast. We service and support clients throughout the greater Wellington region including Paraparaumu, Kapiti Coast, Wellington city, Porirua, Lower Hutt, Upper Hutt and the Horowhenua region. We also service clients around the rest of NZ and worldwide by e-mail and phone.

      EXCELLENT  
   Based on 208 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Tracey Bentall 
 
 
 
 Trustindex verifies that the original source of the review is Google. Kelly was just so easy to work with & really listened to what I needed. It was like chatting to a friend such a great service. I highly recommend Kapiti Mortgages & Insurance Ltd.
  
 
      Posted on Google  
   
   Ailin Aranda 
 
 
 
 Trustindex verifies that the original source of the review is Google. Kelly was an absolute legend! Super helpful, kind, and went above and beyond to help us secure our first home. Highly recommend! 🥰💞
  
 
      Posted on Google  
   
   Kanokporn Homkajon 
 
 
 
 Trustindex verifies that the original source of the review is Google. If you"re looking at loans, Kapiti  Mortoges is great choice.I'm disappointed at all with the service.friendly and very helpful.thank you Riana De Mench I recommend them.
  
 
      Posted on Google  
   
   Stewart Knapman 
 
 
 
 Trustindex verifies that the original source of the review is Google. We've worked with Lisa and her team for many years across multiple mortgages. They have always been amazing to work with. We'd highly recommend them.
  
 
      Posted on Google  
   
   Tim Osboldstone 
 
 
 
 Trustindex verifies that the original source of the review is Google. They make mortgage process very easy
  
 
      Posted on Google  
   
   Daniel Rush 
 
 
 
 Trustindex verifies that the original source of the review is Google. As first home buyers, we were very unsure when it came to the process of buying our first home. Using Riana at Kapiti Mortgages was the best decision we could have made. She made the whole process easy to understand, was always available to answer our questions, and took the stress out of what can be a very overwhelming experience. We couldn’t recommend Riana highly enough!
  
 
      Posted on Google  
   
   Jase 
 
 
 
 Trustindex verifies that the original source of the review is Google. 2 years of not getting anywhere with the bank directly and Lisa had it sorted in two days! Really seamless and easy process. Recommend Lisa and the team 100%
  
 
      Posted on Google  
   
   Lee Ashby 
 
 
 
 Trustindex verifies that the original source of the review is Google. Lisa provides a wealth of experiance and knowledge to guide you professionally through the loan application and structuring processes
  
 
      Posted on Google  
   
   Hine Cross 
 
 
 
 Trustindex verifies that the original source of the review is Google. We can't thank Lisa enough! Moving house is stressful enough, but Lisa made the entire mortgage process feel seamless and stress-free.
From start to finish, she kept us updated every step of the way, clearly explained our options, and took the time to walk us through different loan structures. She made sure we had all the information we needed to make an informed decision that was right for us, without ever feeling pressured.
If you're looking for a mortgage broker who will take the stress out of the process while giving you the knowledge and confidence to make the best financial decision, we highly recommend Lisa and the team at Kapiti Mortgages. Their professionalism, communication, and genuine care made all the difference. Thank you again!
  
 
      Posted on Google  
   
   Amelia Hadfield 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have been working with Kelly as our mortgage advisor and I cannot speak highly enough of her service and support! We were first home buyers who had very little understanding of the process before we began, and Kelly was so knowledgable and always more than happy to talk us through everything, in a way that made sense to us. Thank you so much for guiding us through this journey and fielding my many many phone calls, and assuring me that there are no dumb questions :)
Additionally, Carolyn has been our insurance broker who, likewise, has been so incredibly helpful. She always takes the time to explain our options, and has always been very accommodating with meeting times around our busy schedules of work and parenting.

An amazing team! Highly, highly recommend.